First Chicago Bank & Trust CD Rates

At the First Chicago Bank & Trust CD rates are competitive. Take a look at the current rates and then do a comparison with other banks and you will see that for yourself! At the First Chicago Bank & Trust there are many ways to save. The bank has a regular savings account as well as health savings account. But the best way to save if you want to see more interest being earned is to purchase a certificate of deposit (CD).

The CDs that this financial institution sells come in a selection of terms which makes choosing the one that is right for you that much easier. The shortest term is seven days and the longest is five years. The bank has, as previously mentioned, highly competitive rates as well as tiered balances. You can apply online if it is most convenient for you or you can go into any branch and apply to open a CD account. First though check the First Chicago Bank & Trust CD rates at the website to see what they are at the present time. The website can be found at http://www.firstchicago.com/.

There are two CDs that are available from this bank. There is the Replay CD and the CDARS. Let us take a look at both of these certificates of deposit in brief.

The Replay CD is very much like a regular CD but with one exception. In this case you are not locked into the original rate or the original term. You are able to replay as the name implies, your CD account at any date after it has been in place for a minimum of six months in order to re-open a new CD that has a minimum term of 12 months (or longer). Please note that you cannot apply for the Replay CD online. You can only do so by visiting a branch in person or by calling the bank at 866-773-FCBT (3228).

With a CDARS (Certificate of Deposit Account Registry Service) you are able to keep large deposits of your money safe and secure. This CD is reserved for large sums of money only. You can receive one interest rate and one statement. As well, your money is covered by the FDIC and you are able to earn CD-level returns that compare in a positive way to other types of investment tools. It is the right time to discover that the First Chicago & Trust CD rates are right for your financial hopes and dreams! What are you waiting for?